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09.03.09

Adding Needed Security To SMS And PayPal

By Neville Hobson

I bought my early-bird ticket for Reading Twestival this morning,  paying for it via PayPal. The simple purchase transaction I completed in a couple of minutes reminded me how much I place trust in PayPal, partly because of its neat one-time code by SMS message security procedure - what it calls its SMS Security Key - that I find reassuring.

paypalsmscode

I've been using this system for most of this year. I find it convenient and easy: what gadget are you most likely to have with you at nearly all times? Right, your mobile phone.

How it works is quite simple from a user perspective.

First, you register your mobile phone number with your PayPal account. Then, next time you log in to your account on the web, you enter your login ID and password as usual. You then get a page like the screenshot above.

When you click the ‘Send SMS' button,' you receive a text message on your mobile phone with the 6-digit code, valid only for about 60 seconds from when you receive it. You enter the code in the field on the web page, hit ‘Submit' and you're then into your account.

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Is it totally foolproof? Actually, I have no idea. Reasonably foolproof, I'd say. But I find it reassuring as it makes it harder for some crook to try and get into my account: without the SMS code, you're at a brick wall.

I wish my bank had something simple like this (as I've suggested every time I get an online survey when logging in or out of my account).

twestival_banner468x60

Regarding Reading Twestival, this is the most local (to me) of the local Twestivals being organized around the world between September 10 and 13 (the Reading event is on September 10), the second Twestival events this year.

Worth supporting. And very easy to buy your ticket with PayPal.

Btw, thanks for the nudge, Katherine :)

Comments


About the Author:
Neville Hobson is the author of the popular NevilleHobson.com blog which focuses on business communication and technology.

Neville is a UK-based communicator, blogger and podcaster. He helps companies use effective communication to achieve their business goals. Visit Neville Hobson's blog: NevilleHobson.com.
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